This type of policy covers basic daily needs over an extended time. While health care insurance or Medicare helps pay for immediate medical expenses, such as a surgeon’s bill, long-term-care insurance (LTCI) helps people cope with the cost of chronic illnesses, such as Alzheimer’s disease, or various disabilities. Long-term care is needed when an individual …
No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. In the event of a tragedy, life insurance proceeds can: Pay for funeral costs Help pay the bills and meet ongoing living expenses Pay off outstanding debt, including credit cards and the mortgage Continue …
Under Obamacare, businesses are required to follow the rules when it comes to providing health insurance for their employees. Even if you’re a small business, you could be in big trouble if you don’t know the rules. We will help you find an affordable solution that benefits your company and your employees and will keep …
Medicare Advantage is an “all in one” alternative to Original Medicare. These bundled plans include Part A, Part B, and usually Part D (prescription drug coverage). Most plans have $0 premium, low co-pays and an annual limit on what you would have to pay out of pocket. Most plans offer extra benefits, such as dental, …
While Marketplace plans (Obamacare) are perfect for some people who buy their own health insurance, it’s not the right fit for many individuals. If your income is above the ACA limits, you may not be eligible for a premium tax credit and find the retail cost for these policies is very high. We have out-of-the-box …