Health Insurance

Long Term Care insurance

This type of policy covers basic daily needs over an extended time.  While health care insurance or Medicare helps pay for immediate medical expenses, such as a surgeon’s bill, long-term-care insurance (LTCI) helps people cope with the cost of chronic illnesses, such as Alzheimer’s disease, or various disabilities. Long-term care is needed when an individual …

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Life Insurance

No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. In the event of a tragedy, life insurance proceeds can: Pay for funeral costs Help pay the bills and meet ongoing living expenses Pay off outstanding debt, including credit cards and the mortgage Continue …

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