Medicare Advantage and Supplements

Medicare Advantage is an “all in one” alternative to Original Medicare. These bundled plans include Part A, Part B, and usually Part D (prescription drug coverage).

Most plans have $0 premium, low co-pays and an annual limit on what you would have to pay out of pocket. Most plans offer extra benefits, such as dental, vision, hearing, and fitness membership. They include a network of providers that you may need to see in order to receive coverage.

Medicare Supplement insurance policies (Medigap) can help pay the costs of healthcare services that aren’t covered by original Medicare, including co-pays, coinsurance, and deductibles. These policies, sold by private insurance companies, are regulated so each standardized policy offers the same coverage, regardless of the issuing company.

As an independent agency, IBIS Insurance shops all the different companies. We have saved our clients thousands of dollars in health insurance premiums.